Impact and SDGs

Our vision is to contribute to a more inclusive, just and environmentally sustainable society. Our mission is building sustainable financial institutions that enable low-income households in developing countries to create a better future.

Abler Nordic’s vision, mission, and Guiding Principles guide all investments we make. We invest in Financial Service Providers (FSPs) that provide responsible, relevant, and affordable financial services for low-income households, including households who have previously been unbanked or underbanked. The mission of each FSP we invest in must be strategically aligned with ours, whereas the impact focus, ambitions and capabilities can vary for each portfolio company. 

As an investor, we intend to contribute to positive change in two ways:  

1. Through the provision of patient and risk-willing growth capital to FSPs creating positive social impact, operating in a financially sustainable way, and with a clear vision and mission aligned with Abler Nordic’s. 
2. Through our active involvement with our investees, incl. board seats, value creation plans, and technical assistance with a focus on strengthening the institutions.  

How we work to create impact on the ground

Abler Nordic is committed to making a tangible positive difference for low-income households

1. Solid ESG Foundation

Internationally recognised standards, such as Client Protection Principles, Universal Standards for Social and Environmental Performance, and exclusion lists form the foundation for our work. Using these standards and industry best practice, we work to minimize the Environmental, Social and Governance risks in our investments.

2. Active Value Creation

We work with our portfolio companies to set the targets needed to enhance the positive impact they have on their customers' lives, thereby fulfilling their social mission. We monitor implementation and work to adjust course, if required.  

3. Impact

Tracking results on the ground is crucial to understand if we are achieving our intended impact. We measure results against targets across five Impact Themes that all contribute to the Sustainable Development Goals (SDGs).

• Financial Access
• Financial resilience
• Improved income and quality of life
• Climate adaptation and mitigation
• Food security

Read more about our impact themes and targets in our Impact and ESG Framework